Insurance Information
Understanding our comprehensive insurance coverage and your protection as a driver.
Third-Party Liability
Coverage for bodily injury and property damage to others, up to $500,000
Vehicle Damage
Coverage for vehicle damage in case of collision, up to vehicle value
Uninsured Motorist Protection
Protection if hit by uninsured or underinsured drivers
Documentation
Photos and videos provide evidence for damage claims
Professional Evaluation
Third-party mechanics assess damage costs
Fair Valuation
Deductibles apply only for actual driver negligence
Standard Deductible
$500 per incident for standard damage
Negligent Behavior
Full liability for damage caused by reckless driving
Total Loss
Damage exceeding vehicle value may result in higher charges
Report damage immediately through the app or call support
Document with clear photos and video from multiple angles
Complete claim form with incident details
Our team evaluates and settles within 10 business days
Collision Damage
Full coverage for collision with other vehicles or objects. Deductible applies based on fault determination.
Your deductible: $500
Theft or Vandalism
Coverage for theft and vandalism provided you report within 24 hours and have taken reasonable precautions.
Your deductible: $500
Natural Disasters
Coverage for damage from floods, hail, fire, earthquakes, and other natural events.
Deductible: $250
Windshield Damage
Separate coverage for windshield cracks and damage with minor deductible.
Deductible: $100
Contact our insurance team for detailed information about coverage, claims, or policy details.
Email: insurance@carsharing.com
Phone: +1 (555) 123-4567
Hours: Monday - Friday, 8am - 6pm EST